PiggyBank: Money Back — Terms of Use

Last updated: June 13, 2026

Welcome to PiggyBank. These Terms of Use ("Terms") are a legal agreement between you and PiggyBank ("PiggyBank," "we," "us," or "our") governing your use of the PiggyBank: Money Back mobile app and related services (the "App"). Please read them carefully. By downloading, accessing, or using the App, you agree to these Terms. If you do not agree, do not use the App.

1. Who can use PiggyBank

PiggyBank is intended for adults. By using the App, you confirm that you are at least 18 years old (or the age of majority in your jurisdiction) and that you are able to enter into a binding agreement.

2. What PiggyBank is

PiggyBank is a gambling-recovery and self-protection app. It is designed to support people who are trying to reduce or stop gambling — by tracking money saved and clean days, journaling, logging urges and relapses, offering educational and motivational content, and providing an optional feature that helps keep gambling websites out of reach on your device. PiggyBank is a self-help and self-protection tool. It is not a gambling service, and it does not offer betting, wagering, or real-money gaming of any kind.

3. Not medical, professional, or emergency advice

PiggyBank provides general self-help and educational support only. It is not a medical device and does not provide medical, psychological, financial, legal, or other professional advice, diagnosis, or treatment. PiggyBank is not a substitute for professional care. You should consult a qualified professional for advice about your health, finances, or specific situation.

PiggyBank is not an emergency service. If you are in crisis or believe you may harm yourself or others, do not rely on the App — contact a licensed professional or your local emergency or support service in your country immediately.

4. On-device gambling protection

PiggyBank offers an optional feature that helps limit access to gambling websites. You choose whether to enable it, and you can pause or turn it off at any time.

• On iOS, this uses Apple Screen Time / Family Controls, with your on-device permission.
• On Android, it uses a local, on-device filter (via the VPN permission) that checks website requests against a gambling block list on your device. It is not a remote VPN, and your traffic is not routed through PiggyBank servers.

This protection is best-effort and user-controlled. It is not guaranteed to block every gambling website, app, or method of access, and it can be bypassed, disabled, or circumvented. You remain solely responsible for your own choices and actions. We strongly encourage you to keep additional personal, financial, and professional safeguards in place. To the maximum extent permitted by law, PiggyBank is not responsible for any gambling activity, losses, or harm that occur whether or not the protection feature is enabled.

5. Your account

Some features require you to create an account using email, Apple, or Google sign-in. You are responsible for keeping your login credentials secure and for activity that occurs under your account. You agree to provide accurate information and to notify us of any unauthorized use. We may suspend or terminate accounts that violate these Terms.

Your recovery content — such as recovery progress, goals, journal and reflection entries, urge and relapse logs, self-assessment answers, and settings — is stored only on your device in this version of the App. See our Privacy Policy for details.

6. Premium subscriptions and payments

PiggyBank offers an optional auto-renewable subscription ("Premium") that unlocks additional features.

• Billing and auto-renewal. Premium is sold and billed through the Apple App Store or Google Play. Payment is charged to your store account at confirmation of purchase. Your subscription automatically renews at the then-current price for the same period unless you cancel it at least 24 hours before the end of the current period. Your store account is charged for renewal within 24 hours before the end of the current period.
• Managing and canceling. You can manage or cancel your subscription at any time in your Apple App Store or Google Play account settings. Canceling stops future renewals; it does not retroactively refund the current period.
• Restore purchases. If you reinstall the App or change devices, you can use "Restore Purchases" to restore an active subscription tied to your store account.
• Account deletion does not cancel your subscription. Deleting your PiggyBank account does not automatically cancel an active Apple or Google Play subscription. You must cancel it separately in your App Store or Google Play account settings to stop future charges.
• Prices and changes. Prices are shown in the App and are set through the app stores; they may vary by region and may change over time. Refunds are handled by Apple or Google under their applicable policies.
• Store terms. Purchases made through the Apple App Store or Google Play are also subject to those stores' terms, including, for Apple, the standard end-user license agreement for app purchases.

7. Creator codes

PiggyBank may let you enter a creator or referral code. If you enter a code, we associate it with your account and subscription to attribute it to the relevant creator. Codes may be limited, time-bound, or discontinued, and have no cash value. We may disable codes or change how they work at any time.

8. Acceptable use

You agree not to misuse the App, including by: using it for any unlawful purpose; attempting to access accounts or data that are not yours; interfering with or disrupting the App or its security; reverse-engineering, decompiling, or tampering with the App except where permitted by law; or using the App in a way that infringes the rights of others.

9. Your content

You are responsible for the content you create in the App (such as journal entries, notes, and logs). In this version of the App, that content is stored on your device. You retain your rights to your content.

10. Intellectual property

The App, including its software, design, text, graphics, the PiggyBank name and logo, and other content we provide, is owned by PiggyBank or its licensors and is protected by intellectual-property laws. We grant you a personal, limited, non-exclusive, non-transferable, revocable license to use the App for your own personal, non-commercial use, subject to these Terms. You may not copy, modify, distribute, sell, or lease any part of the App except as permitted by law.

11. Third-party services

The App relies on third-party services to operate, including the Apple App Store and Google Play (purchases and distribution), RevenueCat (subscription management), and Supabase (account authentication and backend infrastructure). Your use of those services may also be subject to their own terms and policies. We are not responsible for third-party services we do not control.

12. Disclaimers

The App is provided "as is" and "as available," without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the App will be uninterrupted, error-free, secure, or that the protection feature will block any particular content. You use the App at your own risk.

13. Limitation of liability

To the maximum extent permitted by law, PiggyBank and its owners, employees, and partners will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or goodwill, or for any gambling losses, arising out of or related to your use of (or inability to use) the App. To the maximum extent permitted by law, our total liability for any claim relating to the App will not exceed the amount you paid us for the App in the twelve months before the claim. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

14. Changes to the App and these Terms

We may update, change, suspend, or discontinue the App or any feature at any time. We may also update these Terms from time to time. Material changes will be reflected by updating the "Last updated" date above, and your continued use of the App after changes take effect means you accept the updated Terms.

15. Termination

You may stop using the App at any time and may delete your account as described in our Privacy Policy and account-deletion page. We may suspend or terminate your access if you violate these Terms or use the App in a way that may cause harm or legal liability. Sections that by their nature should survive termination (including intellectual property, disclaimers, and limitation of liability) will survive.

16. Governing law

These Terms are governed by the laws of Israel, without regard to its conflict-of-laws rules, except where mandatory local consumer-protection laws apply to you.

17. Contact

Questions about these Terms? Contact us at office@mehayom.info.